Investment options of AGIOS PHARMACEUTICALS 401(K) PLAN
Total Available Funds: 35
| Investment Option List |
|---|
| AMERICAN FUNDS BALANCED R6 FUND (GBLAX) |
| AMERICAN FUNDS NEW PERSPECTIVE R6 FUND (FFPNX) |
| AMERICAN FUNDS NEW WORLD FUND R6 (HVWBX) |
| DFA INFLATION PROTECTED SECURITIES PORTFOLIO (DIPSX) |
| DFA REAL ESTATE SECURITIES PORTFOLIO INSTITUTIONAL CLASS (DFREX) |
| FIDELITY MID CAP INDEX FUND (FIIMX) |
| FIDELITY SMALL CAP INDEX FUND (FSISX) |
| INVESCO GOLD & SPECIAL MINERALS FUND (IOGYX) |
| JP MORGAN LARGE CAP GROWTH FUND R6 (SNIGX) |
| JP MORGAN MID CAP GROWTH FUND R6 (DGRDX) |
| JP MORGAN SMALL CAP GROWTH R6 FUND (SGRIX) |
| JP MORGAN U.S. EQUITY FUND R6 |
| PGIM HIGH YIELD FUND R6 (PHYEX) |
| PIMCO INCOME INSTITUTIONAL FUND (PFIIX) |
| VANGUARD 500 INDEX FUND ADMIRAL SHARES (VFIAX) |
| VANGUARD DEVELOPED MARKETS INDEX FUND ADMIRAL SHARES (VTMGX) |
| VANGUARD GROWTH INDEX FUND ADMIRAL SHARES (VIGAX) |
| VANGUARD TARGET RETIREMENT 2020 FUND (VTWNX) |
| VANGUARD TARGET RETIREMENT 2025 FUND (VTTVX) |
| VANGUARD TARGET RETIREMENT 2030 FUND (VTHRX) |
| VANGUARD TARGET RETIREMENT 2035 FUND (VTTHX) |
| VANGUARD TARGET RETIREMENT 2040 FUND (VFORX) |
| VANGUARD TARGET RETIREMENT 2045 FUND (VTIVX) |
| VANGUARD TARGET RETIREMENT 2050 FUND (VFIFX) |
| VANGUARD TARGET RETIREMENT 2055 FUND (VFFVX) |
| VANGUARD TARGET RETIREMENT 2060 FUND (VTTSX) |
| VANGUARD TARGET RETIREMENT 2065 FUND (VSXFX) |
| VANGUARD TARGET RETIREMENT INCOME FUND (VTINX) |
| VANGUARD MATERIALS INDEX FUND ADMIRAL SHARES (VMIAX) |
| VANGUARD VALUE INDEX FUND ADMIRAL SHARES (VVIAX) |
| VICTORY SYCAMORE ESTABLISHED VALUE R6 FUND (GETGX) |
| VOYA INTERMEDIATE BOND FUND R6 (IICIX) |
| WELLS FARGO SPECIAL SMALL CAP VALUE R6 FUND (ESPIX) |
| FIDELITY ADVISOR STABLE VALUE FUND (FCVIX) |
| FIDELITY MANAGED INCOME PORTFOLIO CLASS 1 (FRHMX) |
Investment model portfolios
We provide two types of investment model portfolios for AGIOS PHARMACEUTICALS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AGIOS PHARMACEUTICALS 401(K) PLAN