Investment options of CAMDEN DEVELOPMENT INC. 401K PLAN AND TRUST
Total Available Funds: 33
| Investment Option List |
|---|
| FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX) |
| MORLEY STABLE VALUE FUND |
| VARIOUS MUTUAL FUNDS AND CASH AND CASH EQUIVALENTS |
| BAIRD CORE PLUS BOND FUND CLASS INSTITUTIONAL (BCOIX) |
| BLACKROCK INFLATION PROTECTED BOND FUND INSTITUTIONAL SHARES (BPRIX) |
| DFA U. S. SMALL CAP PORTFOLIO INSTITUTIONAL (DISVX) |
| DODGE & COX INTERNATIONAL STOCK X (DODFX) |
| FIDELITY CONTRAFUND K6 FUND (FCNTX) |
| FIDELITY PURITAN K FUND (FPURX) |
| FIDELITY REAL ESTATE INVESTMENT PORTFOLIO (FRESX) |
| FIDELITY U. S. BOND INDEX FUND (FSHBX) |
| INVESCO DEVELOPING MARKETS FUND R5 (GTDIX) |
| LOOMIS SAYLES GLOBAL BOND FUND CLASS N (LSGNX) |
| MFS MID CAP GROWTH FUND CLASS R6 (OTCIX) |
| T. ROWE PRICE BLUE CHIP GROWTH FUND (TRBCX) |
| VANGUARD EQUITY-INCOME FUND ADMIRAL SHARES (VEIRX) |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL SHARES (VTIAX) |
| VANGUARD TOTAL STOCK MARKET INDEX FUND ADMIRAL SHARES (VTSAX) |
| VICTORY SYCAMORE ESTABLISHED VALUE FUND CLASS R6 (GETGX) |
| FIDELITY FREEDOM BLEND 2005 Q FUND (FHAAX) |
| FIDELITY FREEDOM BLEND 2010 Q FUND (FHABX) |
| FIDELITY FREEDOM BLEND 2015 Q FUND (FHAWX) |
| FIDELITY FREEDOM BLEND 2020 Q FUND (FHAVX) |
| FIDELITY FREEDOM BLEND 2025 Q FUND (FHAUX) |
| FIDELITY FREEDOM BLEND 2030 Q FUND (FHAEX) |
| FIDELITY FREEDOM BLEND 2035 Q FUND (FHASX) |
| FIDELITY FREEDOM BLEND 2040 Q FUND (FHARX) |
| FIDELITY FREEDOM BLEND 2045 Q FUND (FHAQX) |
| FIDELITY FREEDOM BLEND 2050 Q FUND (FHAPX) |
| FIDELITY FREEDOM BLEND 2055 Q FUND (FHAOX) |
| FIDELITY FREEDOM BLEND 2060 Q FUND (FHANX) |
| FIDELITY FREEDOM BLEND 2065 Q FUND (FAXDX) |
| FIDELITY FREEDOM BLEND INCOME Q FUND (FHAHX) |
Investment model portfolios
We provide two types of investment model portfolios for CAMDEN DEVELOPMENT INC. 401K PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CAMDEN DEVELOPMENT INC. 401K PLAN AND TRUST