Investment options of COASTAL CONSTRUCTION GROUP 401(K) PLAN
Total Available Funds: 66
| Investment Option List |
|---|
| Vanguard 500 Index Admiral (VFINX) |
| JPMorgan US Research Enhanced Equity R6 (OIEAX) |
| American Funds Growth Fund Of America R6 (FAFGX) |
| MassMutual MassMutual Small Cap Growth Equity I (MSGSX) |
| MassMutual JPMorgan Mid Cap Growth R6 (MEFYX) |
| MassMutual MassMutual Core Bond I (MCBDX) |
| PIMCO Income Instl (PRIFX) |
| Vanguard Mid Cap Index Fund – Admiral (VIMSX) |
| Vanguard GNMA Adm (VAARX) |
| American Funds New Perspective R6 (FFPNX) |
| Allspring Allspring Special Mid Cap Value R6 (SMCDX) |
| JPMorgan Emerging Markets Equity R6 (IJEMX) |
| MassMutual MassMutual Inf-Prot And Inc I |
| Vanguard Small Cap Index Adm (VISVX) |
| MassMutual MassMutual Small Cap Opportun I (MSGSX) |
| American Funds Europacific Gr R6 (FEPUX) |
| MassMutual MassMutual High Yield I (MPHSX) |
| PIMCO Low Duration Opportunities I-2 (PLDPX) |
| Franklin Small Cap Value R6 (FVADX) |
| Empower Retirement Vanguard Target Retirement 2040 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2030 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2050 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2020 Inv (VTWNX) |
| Empower Retirement Vanguard Target Retirement Income Inv (VTINX) |
| Empower Retirement Vanguard Target Retirement 2035 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2045 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2055 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2060 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2025 Inv (VTOVX) |
| Empower Retirement Vanguard Target Retirement 2065 Inv (VTOVX) |
| Mass Mutual SAGIC Diversified Bond II (at contract value) |
| 1VTINX 1,164,138.76 |
| 1VTWNX 1,160,077.96 |
| 1VTTVX 425,533.70 |
| 1VTHRX 3,331,698.54 |
| 1VTTHX 1,103,297.58 |
| 1VFORX 3,548,597.73 |
| 1VTIVX 1,004,074.82 |
| 1VFIFX 2,747,476.68 |
| 1VFFVX 678,014.21 |
| 1VTTSX 447,702.16 |
| 1VLXVX 116,172.56 |
| 1RERGX 243,763.48 |
| 1RNPGX 565,787.53 |
| 1JEMWX 353,265.53 |
| 1VTIAX 1,203,991.03 |
| 1DFREX 723,713.13 |
| 1FRCSX 175,469.66 |
| 1MSOOX 308,130.37 |
| 1MSGZX 1,326,208.31 |
| 1VSMAX 288,170.77 |
| 1JMGMX 1,271,747.74 |
| 1VIMAX 598,888.37 |
| 1WFPRX 382,502.10 |
| 1RGAGX 1,742,817.55 |
| 1JDEUX 2,227,873.38 |
| 1VFIAX 6,434,391.22 |
| 1MCZZX 1,044,486.41 |
| 1MPHZX 242,583.30 |
| 1MIPZX 371,279.70 |
| 1PIMIX 773,270.25 |
| 1PUTPX 221,341.16 |
| 1VFIJX 677,142.76 |
| 1VBTLX 479,886.70 |
| 1SGVTQ1 3.350 3,894,831.85 |
| FORFEITURES 114,351.58 |
Investment model portfolios
We provide two types of investment model portfolios for COASTAL CONSTRUCTION GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COASTAL CONSTRUCTION GROUP 401(K) PLAN