Investment options of ECHOSTAR 401(K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| Fidelity Contrafund K6 Mutual Fund (FCNTX) |
| Fidelity Growth Company K Mutual Fund (FDGFX) |
| Fidelity 500 Index Fund Mutual Fund (FUSEX) |
| Fidelity US Bond Index Mutual Fund (FSHBX) |
| Fidelity Puritan K Mutual Fund (FPURX) |
| Fidelity Total Bond K6 Mutual Fund (FTBFX) |
| John Hancock Disciplined Value Mid Cap Fund R6 Mutual Fund (JVMRX) |
| American Funds Europacific Growth Fund R6 Mutual Fund (FEPUX) |
| Fidelity Diversified International K6 Mutual Fund (FDIVX) |
| Janus Henderson Enterprise Fund N Mutual Fund (JMGRX) |
| Fidelity Small Cap Growth K6 Mutual Fund (FCIGX) |
| Fidelity Extended Market Index Fund Mutual Fund (FSEMX) |
| Fidelity Worldwide Fund Mutual Fund (FWWFX) |
| Fidelity International Small Cap Mutual Fund (FSISX) |
| Davis Government Money Market Fund Mutual Fund (RPGXX) |
| Davis Government Bond Y Mutual Fund (DGVYX) |
| Fidelity International Index Fund Mutual Fund (FDIVX) |
| T. Rowe Price Retirement Blend 2030 C Common Collective Trust (TBLGX) |
| T. Rowe Price Retirement Blend 2035 C Common Collective Trust (TBLHX) |
| T. Rowe Price Retirement Blend 2025 C Common Collective Trust (TBLEX) |
| Putnam Large Cap Value Trust IA Fund Common Collective Trust (PMVYX) |
| T. Rowe Price Retirement Blend 2040 C Common Collective Trust (TBLJX) |
| T. Rowe Price Retirement Blend 2020 C Common Collective Trust (TBLDX) |
| T. Rowe Price Retirement Blend 2045 C Common Collective Trust (TBLKX) |
| T. Rowe Price Retirement Blend 2050 C Common Collective Trust (TBLLX) |
| T. Rowe Price Retirement Blend 2055 C Common Collective Trust (TBLMX) |
| American Century Small Cap Value Fund Common Collective Trust (IACIX) |
| T. Rowe Price Retirement Blend 2060 C Common Collective Trust (TBLNX) |
| T. Rowe Price Retirement Blend 2015 C Common Collective Trust (TBLCX) |
| T. Rowe Price Retirement Blend 2010 C Common Collective Trust (TBLBX) |
| T. Rowe Price Retirement Blend 2005 C Common Collective Trust (TBLAX) |
Investment model portfolios
We provide two types of investment model portfolios for ECHOSTAR 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ECHOSTAR 401(K) PLAN