Investment options of ESKATON 401(K) PLAN
Total Available Funds: 47
| Investment Option List |
|---|
| VANGUARD 500 INDEX ADMIRAL Registered Investment Company (VFINX) |
| VANGUARD TARGET RETIREMENT 2050 INV Registered Investment Company (VTOVX) |
| VANGUARD TARGET RETIREMENT 2030 INV Registered Investment Company (VTOVX) |
| VANGUARD DEVELOPED MARKETS INDEX ADMIRALRegistered Investment Company (VDMIX) |
| VANGUARD TARGET RETIREMENT 2025 INV Registered Investment Company (VTTVX) |
| BLACKROCK LOW DURATION BOND K Registered Investment Company (BLDGX) |
| VANGUARD TARGET RETIREMENT 2040 INV Registered Investment Company (VFORX) |
| VANGUARD SMALL CAP INDEX ADM Registered Investment Company (VISVX) |
| VANGUARD MID CAP INDEX FUND – ADMIRAL Registered Investment Company (VIMSX) |
| FEDERATED HERMES GOVT OBLIGATIONS FD PRM Registered Investment Company |
| VANGUARD TARGET RETIREMENT 2035 INV Registered Investment Company (VTOVX) |
| VANGUARD EMERGING MKTS STOCK IDX ADM Registered Investment Company (VERSX) |
| VANGUARD TARGET RETIREMENT INCOME INV Registered Investment Company (VTINX) |
| PIMCO REAL RETURN INSTL Registered Investment Company (PRLPX) |
| VANGUARD TARGET RETIREMENT 2045 INV Registered Investment Company (VTOVX) |
| JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company (SEEGX) |
| VANGUARD TARGET RETIREMENT 2055 INV Registered Investment Company (VTOVX) |
| AMERICAN FUNDS INTERNATIONAL VNTG R6 Registered Investment Company (IFSTX) |
| COHEN & STEERS REALTY SHARES Z Registered Investment Company (CSRIX) |
| VANGUARD TARGET RETIREMENT 2060 INV Registered Investment Company (VTOVX) |
| DODGE & COX STOCK – I Registered Investment Company (DODFX) |
| DODGE & COX INTERNATIONAL STOCK X Registered Investment Company (DODFX) |
| BLACKROCK STRATEGIC INCOME OPPS K Registered Investment Company (BSIIX) |
| 1VTINX 302,475.49 |
| 1VTTVX 751,770.52 |
| 1VTHRX 943,195.35 |
| 1VTTHX 330,240.41 |
| 1VFORX 568,336.33 |
| 1VTIVX 203,655.35 |
| 1VFIFX 905,680.72 |
| 1VFFVX 135,905.23 |
| 1VTTSX 85,542.14 |
| 1RIVGX 132,606.93 |
| 1DOXFX 11,026.60 |
| 1VEMAX 308,068.67 |
| 1VTMGX 795,290.74 |
| 1CSJZX 88,369.13 |
| 1VSMAX 422,626.98 |
| 1VIMAX 365,375.43 |
| 1DODGX 70,943.09 |
| 1JLGMX 172,936.77 |
| 1VFIAX 1,752,477.21 |
| 1CLDBX 604,649.24 |
| 1BSIKX 3,837.49 |
| 1PRRIX 280,417.19 |
| 1GOFXX 376,981.51 |
| FORFEITURES 18,682.73 |
Investment model portfolios
We provide two types of investment model portfolios for ESKATON 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ESKATON 401(K) PLAN