Investment options of PROFUND ADVISORS LLC
Total Available Funds: 22
| Investment Option List |
|---|
| FIDELITY GOVERNMENT MONEY MARKET FUND (SPAXX) |
| AMERICAN CENTURY LARGE COMPANY VALUE INVESTOR FUND (ACFLX) |
| ARTISAN MID-CAP VALUE FUND (ARTQX) |
| COHEN & STEERS REALTY SHARES (CSRIX) |
| FIDELITY 500 INDEX FUND (FXAIX) |
| FIDELITY BALANCED K FUND (FGBLX) |
| FIDELITY BLUE CHIP GROWTH K FUND (FBGRX) |
| FIDELITY CONTRAFUND K FUND (FCNTX) |
| FIDELY DIVERSIFIED INTERNATIONAL FUND (FDIVX) |
| FIDELITY GROWTH COMPANY K FUND (FDGFX) |
| FIDELITY GROWTH STRATEGIES K FUND (FDEGX) |
| FIDELITY INTERNATIONAL INDEX FUND (FDIVX) |
| FIDELITY INVESTMENT GRADE BOND FUND (FBNDX) |
| FIDELITY K FUND |
| FIDELITY MID-CAP STOCK K FUND (FMCSX) |
| FIDELITY OTC PORTFOLIO K FUND (FOCPX) |
| FIDELITY SELECT GOLD FUND (FSENX) |
| FIDELITY SMALL CAP INDEX FUND (FSISX) |
| INVESCO EQV EMERGING MARKETS ALL CAP R6 FUND (CPNAX) |
| PIMCO REAL RETURN ADMIN FUND (PRLPX) |
| ROYCE SMALL COMPANY GROWTH SERVICE FUND (RGFAX) |
| T. ROWE PRICE SMALL CAP VALUE ADVANTAGE FUND (PRSVX) |
Investment model portfolios
We provide two types of investment model portfolios for PROFUND ADVISORS LLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PROFUND ADVISORS LLC