Investment options of PUSHPAY RETIREMENT PLAN
Total Available Funds: 47
| Investment Option List |
|---|
| John Hancock Multi-Index 2065 Lifetime ** (JHAOX) |
| John Hancock Multi-Index 2060 Lifetime ** (JHBKX) |
| John Hancock Multi-Index 2055 Lifetime ** (JHBJX) |
| John Hancock Multi-Index 2050 Lifetime ** (JHBFX) |
| John Hancock Multi-Index 2045 Lifetime ** (JHBEX) |
| John Hancock Multi-Index 2040 Lifetime ** (JHBAX) |
| John Hancock Multi-Index 2035 Lifetime ** (JHAYX) |
| John Hancock Multi-Index 2030 Lifetime ** (JHAVX) |
| John Hancock Multi-Index 2025 Lifetime ** (JHAUX) |
| Baird MidCap Fund ** (BMDIX) |
| Blue Chip Growth Fund ** (TRBCX) |
| DFA Emerging Markets Value ** (DFEPX) |
| DFA Intl Small Cap Value ** (DISVX) |
| DFA U.S. Small Cap Fund ** (DISVX) |
| Fidelity ContraFund ** (FCNTX) |
| Intl Equity Index Fund ** (GMOCX) |
| Invesco Small Cap Growth ** (GTSVX) |
| iShares Gold Trust ETF ** |
| Janus Henderson Gbl Life Sci ** (JFNNX) |
| John Hancock Intl Growth ** (JIGHX) |
| JPMorgan MidCap Value Fund ** (PVMIX) |
| Lazard International Equity ** (LISIX) |
| Lord Abbett Value Opps Fund ** (LVOYX) |
| Mid Cap Index Fund ** (SMCDX) |
| PIMCO Commodity Real Return ** (HACMX) |
| Real Est. Securities Fund ** (FARCX) |
| Small Cap Index Fund ** (SGRIX) |
| T. Rowe Price Sci & Tech ** (PRSCX) |
| Undiscovered Mgr Behavioral ** (UBRLX) |
| Vanguard Mid-Cap Growth ETF ** (VMGIX) |
| Vanguard Mid-Cap Value ETF ** (VMVIX) |
| Vanguard Small Cap Grow Index ** (VISVX) |
| Vanguard Small Cap Value Index ** (VISVX) |
| 500 Index Fund ** (VFINX) |
| Mutual Global Discovery ** (MDISX) |
| John Hancock Disciplined Value ** (JVLIX) |
| MFS Value Fund ** (MINIX) |
| Parnassus Core Equity Fund ** (PRBLX) |
| MFS Emerging Markets Debt ** (MEDIX) |
| PIMCO All Asset ** (PAUIX) |
| Federated High Yield Bond ** (FIHBX) |
| John Hancock Bond Fund ** (TIUSX) |
| PIMCO Real Return ** (PRLPX) |
| Strategic Income Opp Fund ** (SCUPX) |
| Templeton Global Bond Fund ** (TGBAX) |
| T. Rowe Price Short Term Bond ** (PRWBX) |
| JH Disciplined Value Intl Fund ** (JDIVX) |
Investment model portfolios
We provide two types of investment model portfolios for PUSHPAY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for PUSHPAY RETIREMENT PLAN