Investment options of ROCKET SOFTWARE INC 401K PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| VANGUARD EQUITY-INCOME ADM MUTUAL FUND (VEIPX) |
| AF NEW WORLD FUND R5 (RNWFX) |
| NEUBERGER BERMAN STRATEGIC INCOME FUND (LBSTX) |
| ARTISAN MID CAP INST FUND (QIMGX) |
| FIDELITY U. S. BOND INDEX FUND (FSHBX) |
| FIDELITY 500 INDEX FUND (FXAIX) |
| FIDELITY MID CAP INDEX FUND (FIIMX) |
| FIDELITY SMALL CAP INDEX FUND (FSISX) |
| FIDELITY INTERNATIONAL INDEX FUND (FDIVX) |
| FIDELITY INFLATION-PROTECTED BOND INDEX FUND (FINPX) |
| FIDELITY FREEDOM INDEX INCOME FUND (FFFAX) |
| FIDELITY FREEDOM INDEX 2005 FUND INVESTOR CLASS (FJIFX) |
| FIDELITY FREEDOM INDEX 2010 FUND INVESTOR CLASS (FKIFX) |
| FIDELITY FREEDOM INDEX 2015 FUND INVESTOR CLASS (FLIFX) |
| FIDELITY FREEDOM INDEX 2020 FUND INVESTOR CLASS (FPIFX) |
| FIDELITY FREEDOM INDEX 2025 FUND INVESTOR CLASS (FQIFX) |
| FIDELITY FREEDOM INDEX 2030 FUND INVESTOR CLASS (FXIFX) |
| FIDELITY FREEDOM INDEX 2035 FUND INVESTOR CLASS (FIHFX) |
| FIDELITY FREEDOM INDEX 2040 FUND INVESTOR CLASS (FBIFX) |
| FIDELITY FREEDOM INDEX 2045 FUND INVESTOR CLASS (FIOFX) |
| FIDELITY FREEDOM INDEX 2050 FUND INVESTOR CLASS (FIPFX) |
| FIDELITY FREEDOM INDEX 2055 FUND INVESTOR CLASS (FDEWX) |
| FIDELITY FREEDOM INDEX 2060 FUND INVESTOR CLASS (FDKLX) |
| FIDELITY CONTRAFUND K6 (FLCNX) |
| FIDELITY DIVERSIFIED INTERNATIONAL K6 FUND (FDIVX) |
| FIDELITY LOW-PRICED STOCK K6 FUND (FLKSX) |
| FIDELITY SHORT-TERM TREASURY BOND INDEX FUND (FSBAX) |
| FIDELITY GOVERNMENT MONEY MARKET FUND CLASS K6 (SPAXX) |
| MIP CL 2 COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for ROCKET SOFTWARE INC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ROCKET SOFTWARE INC 401K PLAN