Investment options of THE NEMOURS FOUNDATION SECTION 403(B) PLAN
Total Available Funds: 201
| Investment Option List |
|---|
| Allspring Special Small Cap Value I (ESPIX) |
| American Funds EuroPacific Growth R5 (FEPUX) |
| Carillon Eagle Mid Cap Growth I (HRAYX) |
| DFA Emerging Markets I (DFESX) |
| Dodge & Cox Income (DODIX) |
| Fidelity 500 Index (FUSEX) |
| Fidelity 500 Index Institutional Prem (FUSEX) |
| Fidelity Asset Manager 20% Fund (FTANX) |
| Fidelity Asset Manager 50% Fund (FTANX) |
| Fidelity Asset Manager 60% Fund (FTANX) |
| Fidelity Asset Manager 70% Fund (FTANX) |
| Fidelity Asset Manager 85% Fund (FTANX) |
| Fidelity Balanced Fund (FGBLX) |
| Fidelity Blue Chip Growth Fund (FBGRX) |
| Fidelity Blue Chip Value Fund (FBCVX) |
| Fidelity Canada Fund (FICDX) |
| Fidelity Capital & Income Fund (FEQIX) |
| Fidelity Capital Appreciation Fund (FECAX) |
| Fidelity China Region Fund (FHKCX) |
| Fidelity Contrafund Fund (FCNTX) |
| Fidelity Corporate Bond Fund (FCBFX) |
| Fidelity Disciplined Equity Fund (FDEQX) |
| Fidelity Diversified International Fund (FDIVX) |
| Fidelity Dividend Growth Fund (FDGFX) |
| Fidelity Emerging Asia Fund (FERIX) |
| Fidelity Emerging Markets Fund (FMKIX) |
| Fidelity Equity Dividend Income Fund (FEQTX) |
| Fidelity Equity Income Fund (FEQIX) |
| Fidelity Europe Fund (FIEUX) |
| Fidelity Extended Market Index (FSEMX) |
| Fidelity Focused Stock Fund (FTQGX) |
| Fidelity Freedom 2010 Fund (FFFCX) |
| Fidelity Freedom 2020 Fund (FFFDX) |
| Fidelity Freedom 2025 Fund (FFTWX) |
| Fidelity Freedom 2030 Fund (FFFEX) |
| Fidelity Freedom 2035 Fund (FFTHX) |
| Fidelity Freedom 2040 Fund (FFFFX) |
| Fidelity Freedom 2045 Fund (FFFGX) |
| Fidelity Freedom 2050 Fund (FFFHX) |
| Fidelity Freedom Income K (FFFAX) |
| Fidelity Freedom Index 2030 Fund – Institutional Premium Class (FFEGX) |
| Fidelity Fund |
| Fidelity Global Credit Fund (FIQYX) |
| Fidelity Global Equity Income Fund (FBLYX) |
| Fidelity GNMA Fund (FGMNX) |
| Fidelity Government Income Fund (FSTGX) |
| Fidelity Growth & Income Portfolio (FGRIX) |
| Fidelity Growth Company (FDGFX) |
| Fidelity Growth Discovery Fund (FDSVX) |
| Fidelity Growth Strategies Fund (FDEGX) |
| Fidelity High Income Fund (FHNIX) |
| Fidelity Inflation Protected Bond Index (FINPX) |
| Fidelity Intermediate Bond Fund (FIBAX) |
| Fidelity Intermediate Government Income Fund (FSTGX) |
| Fidelity International Capital Appreciation Fund (FIVFX) |
| Fidelity International Discovery Fund (FIADX) |
| Fidelity International Growth Fund (FIGFX) |
| Fidelity International Index (FDIVX) |
| Fidelity International Small Cap Fund (FSISX) |
| Fidelity Investment Grade Bond Fund (FBNDX) |
| Fidelity Japan Fund (FJPNX) |
| Fidelity Long-Term Treasury Bond Index Fund (FLBAX) |
| Fidelity Low – Priced Stock Fund (FLPSX) |
| Fidelity Magellan Fund (FMAGX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity Mid Cap Index Premium (FSCKX) |
| Fidelity Mid Cap Value Fund (FSMVX) |
| Fidelity Mid-Cap Stock Fund (FMCSX) |
| Fidelity Multi Asset IDX (FAYZX) |
| Fidelity New Markets Income Fund (FNMIX) |
| Fidelity New Millennium Fund (FMILX) |
| Fidelity OTC Portfolio (FOCPX) |
| Fidelity Overseas Fund (FOSFX) |
| Fidelity Pacific Basin Fund (FPBFX) |
| Fidelity Puritan Fund (FPURX) |
| Fidelity Select Banking Portfolio (FSENX) |
| Fidelity Select Biotechnology Portfolio (FSENX) |
| Fidelity Select Chemicals Portfolio (FSENX) |
| Fidelity Select Comm Service (FSENX) |
| Fidelity Select Construction & Housing Portfolio (FSHOX) |
| Fidelity Select Consumer Finance Portfolio (FSVLX) |
| Fidelity Select Defense & Aerospace Portfolio (FSDAX) |
| Fidelity Select Energy Portfolio (FSENX) |
| Fidelity Select Financial Services Portfolio (FFSIX) |
| Fidelity Select Gold Portfolio (FSENX) |
| Fidelity Select Health Care Portfolio (FHCIX) |
| Fidelity Select IT Services Portfolio (FSENX) |
| Fidelity Select Leisure Portfolio (FSENX) |
| Fidelity Select Medical Equipment and Systems Portfolio (FSMEX) |
| Fidelity Select Natural Resources Portfolio (JGNSX) |
| Fidelity Select Pharmaceuticals Portfolio (FSENX) |
| Fidelity Select Semiconductors (FSELX) |
| Fidelity Select Software & IT Services Portfolio (FSCSX) |
| Fidelity Select Technology Portfolio (FFOJX) |
| Fidelity Select Telecommunications Portfolio (FSENX) |
| Fidelity Select Transportation Portfolio (FSENX) |
| Fidelity Select Utilities Portfolio (FUGIX) |
| Fidelity Short-Term Bond Fund (FSHBX) |
| Fidelity Small Cap Discovery Fund (FSCRX) |
| Fidelity Small Cap Growth Fund (FCIGX) |
| Fidelity Small Cap Index (FSISX) |
| Fidelity Small Cap Stock Fund (FSLCX) |
| Fidelity Small Cap Value Fund (FCPVX) |
| Fidelity Stock Selector All Cap Fund (FDSSX) |
| Fidelity Stock Selector Large Cap Value Fund (FSLVX) |
| Fidelity Strategic Income Fund (FSICX) |
| Fidelity Trend Fund (FTRNX) |
| Fidelity U.S. Bond Index (FSHBX) |
| Fidelity Value Discovery Fund (FVDFX) |
| Fidelity Value Fund (FDVLX) |
| Fidelity Value Strategies Fund (FASOX) |
| Fidelity Worldwide Fund (FWWFX) |
| MFS Growth R3 (MQGIX) |
| MFS International Equity R6 (MIEIX) |
| MFS Mid Cap Value R3 (MCVIX) |
| VALIC Investments in Separate Accounts** N/A |
| Vanguard 500 Index Fund Admiral Shares (VFIAX) |
| Vanguard Balanced Index Fund Admiral Shares (VBIAX) |
| Vanguard Capital Opportunity Fund (VHCAX) |
| Vanguard Core Bond Fund Admiral Shares (VCOBX) |
| Vanguard Developed Markets Index Fund (VDMIX) |
| Vanguard Diversified Equity Fund (VDEQX) |
| Vanguard Dividend Appreciation Index Fund (VDAIX) |
| Vanguard Dividend Growth Fund (VDIGX) |
| Vanguard Dividend Yield Index – Adm (VHDYX) |
| Vanguard Emerging Markets Select Stock Fund (VMMSX) |
| Vanguard Emerging Markets Stock Index Fund (VEIEX) |
| Vanguard Energy Fund Admiral Shares (VGELX) |
| Vanguard Equity Income Fund Admiral Shares (VEIRX) |
| Vanguard Equity-Income Adm (VEIPX) |
| Vanguard European Stock Index Fund (VEURX) |
| Vanguard Explorer Fund Admiral Shares (VEXRX) |
| Vanguard Explorer Fund Investor Shares (VEXPX) |
| Vanguard Explorer Value Fund (VEVFX) |
| Vanguard Extended Market Index Fund (VEXMX) |
| Vanguard FTSE All-World EX_US Index Fund (VFWIX) |
| Vanguard FTSL All-World EX_US Small Cap – Adm (VFSVX) |
| Vanguard Global Capital Cycles – Inv (VGPMX) |
| Vanguard Global Equity Fund (VHGEX) |
| Vanguard Global Wellington Fund Admiral (VGWAX) |
| Vanguard GNMA Fund Admiral Shares (VFIJX) |
| Vanguard Growth and Income Fund Admiral (VQNPX) |
| Vanguard Growth and Income Fund Investor (VQNPX) |
| Vanguard Growth Index Fund Admiral Share (VQNPX) |
| Vanguard Health Care Fund Admiral Shares (VGHAX) |
| Vanguard High – Yield Corporate Fund (VWEHX) |
| Vanguard Inflation – Protected Secs-Adm (VIPSX) |
| Vanguard Target Ret 2020 Fund (VTWNX) |
| Vanguard Target Ret 2025 Fund (VTTVX) |
| Vanguard Target Ret 2030 Fund (VTHRX) |
| Vanguard Target Ret 2035 Fund (VTTHX) |
| Vanguard Target Ret 2040 Fund (VFORX) |
| Vanguard Target Ret 2045 Fund (VTIVX) |
| Vanguard Target Ret Income Fund (VTINX) |
| Vanguard Intermediate-Term Bond Index Fund (VBIIX) |
| Vanguard Intermediate-Term Investment Growth (VFICX) |
| Vanguard Intermediate-Term Treasury Fund (VFITX) |
| Vanguard International Explorer Fund (VINEX) |
| Vanguard International Growth Fund (VWILX) |
| Vanguard International Value Fund (VTRIX) |
| Vanguard Large-Cap Index Fund Admiral (VLCAX) |
| Vanguard Lifestrategy Growth Fund (VSCGX) |
| Vanguard Lifestrategy Income Fund (VASIX) |
| Vanguard Lifestrategy Moderate Growth Fund (VSMGX) |
| Vanguard Long-Term Bond Index – Admiral (VBLTX) |
| Vanguard Long-Term Investment – Grade Fund (VWESX) |
| Vanguard Long-Term Treasury Fund Admiral (VUSTX) |
| Vanguard Long-Term Treasury Fund Investor (VUSTX) |
| Vanguard Mid-Cap Growth Fund (VMGIX) |
| Vanguard Mid-Cap Growth Index Fund Adm (VMGIX) |
| Vanguard Mid-Cap Index Fund Admiral Shares (VIMAX) |
| Vanguard Mid-Cap Value Index Fund Adm (VMVIX) |
| Vanguard Pacific Stock Index Fund Adm (VPACX) |
| Vanguard Primecap Core Fund (VPCCX) |
| Vanguard Primecap Fund Admiral Shares (VPMAX) |
| Vanguard Selected Value Fund (VASVX) |
| Vanguard Short-Term Bond Index Fund (VBISX) |
| Vanguard Short-Term Federal Fund Admiral (VSGBX) |
| Vanguard Short-Term Inflation-Protected (VTSPX) |
| Vanguard Short-Term Investment-Grade Fund (VFSTX) |
| Vanguard Short-Term Treasury Fund Admiral (VFISX) |
| Vanguard Small-Cap Growth Index Fund Adm (VISGX) |
| Vanguard Small-Cap Index Fund Admiral Shares (VSMAX) |
| Vanguard Small-Cap Value Index Fund Admiral Shares (VSIAX) |
| Vanguard Star Fund (VGSTX) |
| Vanguard Strategic Equity Fund (VSEQX) |
| Vanguard Strategic Small Cap Equity Fund (VSTCX) |
| Vanguard U.S. Growth Fund Admiral Shares (VWUAX) |
| Vanguard U.S. Growth Fund Investor Shares (VWUSX) |
| Vanguard Value Index Fund Admiral Shares (VVIAX) |
| Vanguard Wellesley Income Fund Admiral (VWIAX) |
| Vanguard Wellesley Income Fund Investor (VWIAX) |
| Vanguard Wellington Fund Admiral Shares (VWENX) |
| Vanguard Windsor Fund Admiral Shares (VWNEX) |
| Vanguard Windsor Fund Investor Shares (VWNDX) |
| Vanguard Windsor II Fund Admiral Shares (VWNAX) |
| Vanguard Windsor II Fund Investor Shares (VWNFX) |
| Transamerica Guaranteed Investment Option N/A |
| Transamerica 4.25% to 9.50% N/A |
| VALIC 2.00% to 3.00%** N/A |
| VALIC Investments in General Account N/A |
Investment model portfolios
We provide two types of investment model portfolios for THE NEMOURS FOUNDATION SECTION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE NEMOURS FOUNDATION SECTION 403(B) PLAN