KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Contribution & Employer Match

How KEY ENTERPRISES LLC Supports Your Retirement Savings

KEY ENTERPRISES LLC provides retirement savings benefits through KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN is $168,128.00

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN is $4,615.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
295,405.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,615.00 in KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Total Employer Contribution and Match Rate

In 2024, KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN allocates $226,813.00 to match its employees’ contributions, providing an employer match rate of 22.04% of their contributions

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN is approximately $1,008.00
Investing in this additonal $1,008.00 for 20 years would give you extra $64,515.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Contribution & Match Policy

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Plan Policies

KEY ENTERPRISES LLC EMPLOYEE 401(K) PLAN Contribution, Match and Other Plan Policies

  • Participants are permitted to contribute up to 100% of their annual compensation, as defined in the Plan agreement, to the Plan on a tax-deferred basis or as Roth after-tax deferrals.
  • Participants age 50 or older are allowed to make catch-up contributions.
  • The Plan has an automatic enrollment feature for newly eligible participants of 5% of eligible compensation with a 30-day opt out period.
  • The Companies contribute monthly a matching contribution as determined by the Companies.
  • The Companies elected to contribute 50% of the first $4,000 of earnings contributed by each participant for the year ended December 31, 2024.
  • Participants are fully vested in their employee contributions plus actual earnings thereon.
  • Vesting in the Companies’ contribution, plus actual earnings thereon, is based on years of continuous service.
  • A participant is 50% vested after two years of credited service and 100% vested after three years of service.
  • A participant is fully vested upon reaching normal retirement age, death, or permanent disability.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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